Live Oak ZIP Code List — Suwannee County, FL

There are 2 unique ZIP codes in Live Oak, Florida. Area code: 386.

ZIP codes

403.15

sq mi land

2.36

sq mi water

386

area code

Live Oak, FL ZIP code map

About Live Oak, FL

Live Oak is a charming city located in Suwannee County, Florida. Known for its lush landscapes and friendly community, it offers a serene environment for residents and visitors alike. With a rich heritage and a variety of local attractions, Live Oak embodies the welcoming spirit of small-town Florida.

Location & geography

Live Oak is situated in the north-central part of Florida, approximately 32 miles west of Gainesville and 16 miles east of Lake City. The city's expansive land area encompasses 403.15 square miles, with a small water area of 2.36 square miles contributing to its natural beauty. The terrain is primarily characterized by rolling hills and dense forests, offering picturesque views and numerous outdoor activities.

Community & economy

The community of Live Oak is characterized by its warm, welcoming nature and strong family values. The local economy is diverse, with key industries including agriculture, healthcare, and retail, providing essential services to residents. Daily life in Live Oak often revolves around community events, local festivals, and recreational activities, fostering a close-knit atmosphere among its residents.

Transportation

Live Oak is conveniently accessible via several highways, including U.S. Route 90 and Interstate 10, which connect the area to larger cities and regions. The nearest airport is Lake City Gateway Airport, located approximately 27 miles away, facilitating regional air travel. Public transit options are limited, but the city’s layout promotes a walkable community environment.

History

Live Oak was founded in the mid-19th century and has developed as a significant agricultural hub in Suwannee County. Over the years, it has played a vital role in the timber and citrus industries, contributing to the local economy and heritage. Notable events in the city’s history include the establishment of several annual festivals that celebrate its cultural identity and community spirit.

Did you know?

One surprising fact about Live Oak is that it is home to the historic Suwannee River, which offers recreational opportunities such as fishing, kayaking, and hiking. Additionally, the city hosts the annual Florida State Bluegrass Festival, attracting music lovers from all over the state.

ZIP codes for Live Oak, FL (2)

ZIP code	City	County	Map
32060	Live Oak	Suwannee	View map
32064	Live Oak	Suwannee	View map

Demographics & statistics

30,146

Population

43.4

Median age

$49,287

Median household income

$24,718

Per capita income

$146,950

Median home value

$760

Median monthly rent

64.7%

Home ownership

15.8%

Poverty rate

8.8%

Unemployment

9,964

Housing units

16.9%

Bachelor's or higher

Age distribution

Male Female

905

Under 5

912

650

5–9

655

986

10–14

993

994

15–19

1,002

703

20–24

708

1,445

25–34

1,455

2,206

35–44

2,223

1,869

45–54

1,883

1,012

55–59

1,019

1,027

60–64

1,035

1,885

65–74

1,899

982

75–84

989

353

85+

356

← Male

Female →

Age summary

Group	Count	%
Under 18	6,391	21.3%
18 and over	23,755	78.8%
65 and over	6,464	22.5%
Median age	43.4 years

Race & ethnicity

White 72.5%

Black or African American 14.6%

Two or more races 5.6%

Hispanic or Latino 4.4%

Other race 2.4%

Asian 0.6%

Group	Count	%
White	22,847	72.5%
Black or African American	4,601	14.6%
Two or more races	1,752	5.6%
Hispanic or Latino	1,388	4.4%
Other race	746	2.4%
Asian	196	0.6%

Household income

Under $10k 9.1%

$10k–$15k 6.9%

$15k–$25k 10.7%

$25k–$35k 11.5%

$35k–$50k 14.5%

$50k–$75k 18.7%

$75k–$100k 13.6%

$100k–$150k 10.8%

$150k–$200k 1.8%

$200k+ 2.6%

Range	% of households
Under $10k	9.1%
$10k–$15k	6.9%
$15k–$25k	10.7%
$25k–$35k	11.5%
$35k–$50k	14.5%
$50k–$75k	18.7%
$75k–$100k	13.6%
$100k–$150k	10.8%
$150k–$200k	1.8%
$200k+	2.6%
Median income	$49,287

Housing

Home values

Under $50k 16.5%

$50k–$100k 19.0%

$100k–$150k 14.8%

$150k–$200k 23.3%

$200k–$300k 17.3%

$300k–$500k 8.0%

$500k–$1M 1.3%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$146,950
Median rent / month	$760
Owner occupied	64.7%
Renter occupied	35.3%
Vacant	18.0%
Single-family detached	50.6%
Large apartment buildings	4.4%
Mobile homes	37.8%
Median rooms	5.3
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.1%
2010–2019	6.5%
2000–2009	13.2%
1990–1999	16.6%
1980–1989	21.7%
1970–1979	23.1%
1960–1969	3.9%
1950–1959	4.9%
1940–1949	4.1%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	3.7%
2 bedrooms	32.7%
3 bedrooms	49.5%
4 bedrooms	10.5%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.2%
1 vehicle	36.6%
2 vehicles	30.0%
3 or more	25.4%

Heating fuel

Fuel type	%
Utility gas	3.0%
Electricity	91.8%
Propane / LP gas	2.8%
Wood	1.0%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	5,548	47.7%
Cohabiting couple	474	3.8%
Male householder, no spouse	1,553	16.1%
Female householder, no spouse	3,080	32.3%
Households with children under 18	2,831	25.2%
Households with seniors (65+)	4,276	40.3%
Average household size	2.60

Marital status

Status	Male	Female
Never married	34.3%	24.8%
Married	48.9%	41.6%
Separated	2.4%	0.3%
Widowed	2.3%	15.4%
Divorced	12.2%	18.0%

Education

Less than 9th grade 5.3%

Some HS, no diploma 8.2%

HS graduate 39.5%

Some college, no degree 24.4%

Associate's degree 5.9%

Bachelor's degree 10.0%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	86.5%
Bachelor's or higher	16.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	555	13.3%
Kindergarten	280	6.1%
Elementary school	2,809	42.7%
High school	1,708	24.4%
College / grad school	927	13.6%

Employment

Industry of employment

Education & healthcare 22.6%

Manufacturing 12.7%

Retail trade 12.1%

Arts, food & hospitality 11.2%

Construction 9.8%

Public administration 7.0%

Other services 6.9%

Finance & real estate 5.4%

Transportation & utilities 5.2%

Professional & management 4.6%

Agriculture & mining 1.7%

Wholesale trade 0.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	29.2%
Service	23.4%
Sales & office	20.4%
Natural resources & construction	15.0%
Production & transportation	12.2%

Employment type

Type	%
Private sector	79.8%
Government	15.4%
Self-employed	4.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	82.5%
Carpool	6.1%
Public transit	0.0%
Walk	4.2%
Other means	2.4%
Avg commute (minutes)	23.9

Poverty

All people 15.8%

Under 18 years 16.3%

18 and over 15.8%

Married-couple families 4.4%

Female-led households 38.9%

Income support

Source	% of households
Social Security	49.0%
Retirement income	25.0%
Supplemental Security	7.6%
Cash public assistance	3.3%
Food stamps / SNAP	20.6%

Health indicators

Condition	%
High blood pressure	38.6%
High cholesterol	35.1%
Heart disease	8.0%
Stroke	4.1%
Asthma	9.3%
Arthritis	27.1%
Kidney disease	3.6%
Pulmonary disease	9.8%
Cancer	7.3%

Behavior / access	%
Binge drinking	14.5%
No physical activity	30.2%
Less than 7 hrs sleep	38.0%
Fair or poor health	19.7%
Poor mental health	16.5%
Poor physical health	13.4%
No health insurance	24.6%
Visited doctor (checkup)	73.9%
Visited dentist	48.3%
Cholesterol screening	89.6%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,392	8.2%

Disability	%
Any disability	18.4%
Under 18	3.8%
18–64 years	17.9%
65 and over	35.5%

Health insurance coverage

Type	%
Private insurance	56.2%
Public insurance	51.8%
Uninsured under 19	4.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	28,329	93.5%
Spanish	643	2.0%
Other Indo-European	576	1.9%
Asian & Pacific Islander	63	0.2%
Other languages	4	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	28,912	96.3%
Born in same state	28,531	95.3%
Born in different state	17,647	61.8%
Foreign born	381	1.0%
Naturalized citizen	1,234	3.7%
Not a US citizen	668	50.3%

Ancestry

Ancestry	Count	%
Arab	3,482	11.6%
French	2,232	7.4%
Italian	1,696	5.6%
Polish	360	1.2%
Norwegian	209	0.7%

Ancestry	Count	%
English	71	0.2%
German	68	0.2%
Irish	44	0.1%
Dutch	23	0.1%

Technology access

Metric	% of households
Computer access	35.9%
Internet access	80.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Live Oak, FL have?

Live Oak, FL has 2 ZIP codes: 32060, 32064. Each ZIP code serves a distinct delivery area within the city and surrounding region.

What is the main ZIP code for Live Oak, FL?

The primary ZIP code for Live Oak, FL is 32060. The city uses area code 386 for phone service.

What county is Live Oak, FL in?

Live Oak is located in Suwannee County, Florida.

How many ZIP codes are in Live Oak, FL?

Live Oak, FL has 2 ZIP codes.

What ZIP code is the Live Oak Downtown area located in?

Live Oak's downtown commercial district is primarily located in ZIP code 32060, which serves as the main business and civic hub of Suwannee County.

Which ZIP code covers the Live Oak High School area and surrounding residential neighborhoods?

Live Oak High School and its adjacent residential areas are located in ZIP code 32064, which encompasses much of the school district boundaries in the city.